CAM Reconciliation Template for Florida Commercial Leases
A Florida-specific CAM reconciliation template that accounts for Florida market dynamics — non-cumulative CAM caps (common in Florida NNN leases), high insurance costs, and hurricane reserve provisions.
Last updated: March 2026
Who This Is For
Florida landlords, particularly for retail and strip center properties with NNN leases that include non-cumulative CAM caps.
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Download TemplateWhat's Included
- Florida insurance cost documentation
- Hurricane reserve provision handling
- Non-cumulative cap calculation and tracking
- Standard CAM expense categories (Florida market)
- Pro-rata share calculation
- True-up statement
Key Features
Frequently Asked Questions
Are CAM caps common in Florida commercial leases?
Yes. Non-cumulative CAM caps (typically 3–5%) are common in Florida retail and strip center NNN leases. The cap limits year-over-year increases in tenant CAM obligations regardless of actual expense growth. Florida's high insurance costs and occasional hurricane impacts can drive expense spikes that make cap provisions particularly significant.
Does Florida have specific CAM reconciliation laws?
Florida does not have a general statute governing CAM reconciliation requirements for commercial leases. The rights and obligations are lease-driven. However, Florida landlords must comply with general property law requirements and any specific provisions in the lease regarding notice, audit rights, and reconciliation timing.
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